Current Rates
| Interest Bearing Checking++ |
|
Interest Rate |
APY* |
Minimum to Obtain APY |
Required to Open |
| $0.00 - $24,999.99 |
0.05% |
0.05% |
$1,000.00 |
$1,000.00 |
| $25,000.00 - $99,999.99 |
0.10% |
0.10% |
$25,000.00 |
$1,000.00 |
| $100,000.00 and more |
0.15% |
0.15% |
$100,000.00 |
$1,000.00 |
Rates effective August 31, 2023
* APY = Annual Percentage Yield. The APY assumes funds will remain on the deposit a full year at the advertised rate.
++ At our discretion, we may change the interest rate and APY on the above listed account at any time. The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account
| Money Market Checking++ |
|
Interest Rate |
APY* |
Minimum to Obtain APY |
Required to Open |
| $0.00 - $24,999.99 |
0.15% |
0.15% |
$1,000.00 |
$1,000.00 |
| $25,000.00 - $99,999.99 |
0.35% |
0.35% |
$25,000.00 |
$1,000.00 |
| $100,000.00 and more |
0.50% |
0.50% |
$100,000.00 |
$1,000.00 |
Rates effective August 31, 2023
* APY = Annual Percentage Yield. The APY assumes funds will remain on the deposit a full year at the advertised rate.
++ At our discretion, we may change the interest rate and APY on the above listed account at any time. The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account
| Savings Account++ |
|
Interest Rate |
APY* |
Minimum to Obtain APY |
Required to Open |
| $0.00 - $999.99 |
0.05% |
0.05% |
$1.00 |
$50.00 |
| $1,000.00 - $24,999.00 |
0.10% |
0.10% |
$1,000.00 |
$50.00 |
| $25,000.00 - $99,999.99 |
0.15% |
0.15% |
$25,000.00 |
$50.00 |
| $100,000.00 and more |
0.20% |
0.20% |
$100,000.00 |
$50.00 |
Rates effective August 31, 2023
* APY = Annual Percentage Yield. The APY assumes funds will remain on the deposit a full year at the advertised rate.
++ At our discretion, we may change the interest rate and APY on the above listed account at any time. The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account
| Certificates of Deposit** |
|
Interest Rate |
APY* |
Minimum to Obtain APY |
Required to Open |
| 182 Day |
2.00% |
2.01% |
$1,000.00 |
$1,000.00 |
| 1 Year |
4.50% |
4.55% |
$1,000.00 |
$1,000.00 |
| 18 Month |
3.00% |
3.02% |
$1,000.00 |
$1,000.00 |
| 2 Year |
3.25% |
3.28% |
$1,000.00 |
$1,000.00 |
| 30 Month |
3.25% |
3.28% |
$1,000.00 |
$1,000.00 |
| 3 Year |
3.50% |
3.53% |
$1,000.00 |
$1,000.00 |
| 4 Year |
3.75% |
3.79% |
$1,000.00 |
$1,000.00 |
| 5 Year |
4.00% |
4.04% |
$1,000.00 |
$1,000.00 |
Rates effective August 31, 2023
* APY = Annual Percentage Yield. The APY assumes funds will remain on the deposit a full year at the advertised rate.
** Funds must remain on deposit until maturity to earn the advertised yield. Substantial interest penalty is required for early withdrawal: 90 day penalty will be assessed on amount withdrawn.
++ At our discretion, we may change the interest rate and APY on the above listed account at any time. The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account
| Individual Retirement Accounts** |
|
|
Interest Rate
|
APY*
|
Minimum to Obtain APY
|
Required to Open
|
|
182 Day
|
2.00%
|
2.01%
|
$0.00
|
$1,000.00
|
|
1 Year
|
4.50%
|
4.55%
|
$0.00
|
$1,000.00
|
|
18 Month
|
3.25%
|
3.28%
|
$0.00
|
$1,000.00
|
|
2 Year
|
3.50%
|
3.53%
|
$0.00
|
$1,000.00
|
|
3 Year
|
3.75%
|
3.79%
|
$0.00
|
$1,000.00
|
|
4 Year
|
4.00%
|
4.04%
|
$0.00
|
$1,000.00
|
|
5 Year
|
4.25%
|
4.30%
|
$0.00
|
$1,000.00
|
|
10 Year
|
4.50%
|
4.55%
|
$0.00
|
$1,000.00
|
|
Roth IRA 5 Year
|
3.50%
|
3.53%
|
$0.00
|
$1,000.00
|
|
Education IRA 5 Year
|
3.50%
|
3.53%
|
$0.00
|
$1,000.00
|
Rates effective August 31, 2023
* APY = Annual Percentage Yield. The APY assumes funds will remain on the deposit a full year at the advertised rate.
** Funds must remain on deposit until maturity to earn the advertised yield. Substantial interest penalty is required for early withdrawal: 90 day penalty will be assessed on amount withdrawn. Penalty for early withdrawal if not 59 1/2 years of age.